The most important reason is to protect your finances. Medical treatment and bills are, for the most part, unaffordable for a majority of the population. Health insurance entitles you to discounted rates, a factor that insurance companies negotiate with your health care provider. Moreover, health insurance gives you easy access to a vast network of health providers, which results in you maintaining better health. Regular checkups ensure that you lead a healthier lifestyle rather than one of neglect. Any life-threatening condition that you may unexpectedly encounter, will entitle you to treatment without having to pay anything upfront. With monthly premiums ranging for $50 – $150, individual and family health insurance is affordable.
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