A lot of investors opt for this kind of investment since it gives them a very basic yet efficient way to manage their finances after retirement. The most essential benefit is that you are guaranteed to acquire monthly income either for an established time period or for the rest of your life. Moreover, you may also choose whom it covers; it could be the holder alone or including his beneficiaries. This is equivalent to financial security since in the event you do not get a job after retiring; you will still receive cash regularly.
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