In today's world of uncertainties, anything can happen at anytime. Nothing is predictable at all. Same is the case with disabilities. God forbid, but if because of atrocious luck, you become disabled, then your chances of employment will become bleak. You may even find it very difficult to meet your short term monetary needs. Consequently, you may find yourself stranded in the middle of the way having no one around you who can really provide you with some help in your endeavors.
For such times, the concept of disability insurance was incepted. These insurance schemes comes with a coverage of a large number of disabilities which are indeed very common in people of all ages. These include disability acquired because of any fatal auto accident, because of any kind of heart disease, because of any kind of mental trauma, and many other such things which are indeed very unpredictable.
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