- Make your insurance objectives clear and provide accurate information to your insurance representative.
- Obtain bids from insurance brokers and insurance agents as well.
- Compare quotes with various insurance companies online.
- Make sure that there is no duplication or overlapping of policies, which will only result in you paying extra premiums for no reason.
- Insurance is a business too, so make sure your insurance company is an "admitted insurance company". In this way, you will be protected in case the company turns insolvent.
- Make an annual assessment of your insurance needs, so that you remain covered in spite of business growth.
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